The best place to start when buying a home is to find out how much house you can afford and what monthly payment feels most comfortable when including taxes and insurance. Meeting with a trusted lender is one of the most important steps in the process. Not only will you learn about the different types of loans that are available, you will also come to better understand things like the “down payment” that’s required for your particular loan, closing costs, escrow, title insurance and more.

Serious buyers who are highly motivated should go through the effort of getting pre-approved with a trusted lender. Not only will this allow you to focus your home search, but it will also position you as a serious buyer in the eyes of a seller when the time comes to make an offer. Contact Debbie at 801-550-5291 or debbie@gaddiehomes.com for a list of preferred lenders.